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Preparing

How Important is Obtaining Representation in an Insurance Claim??

Posted by on Dec 3, 2012 in Insurance Negotiations, Insurance Policy Coverage, Preparing, Settlement Improvement | 0 comments

As a property owner, you may experience a loss from fire, wind, snow loading, earthquake, hurricane, or other natural disasters. So the question is, when filing a claim with your insurance company should you seek professional representation to ensure your settlement is fair? The answer is…ALWAYS!!  Do not rely solely on your insurance company’s claims adjuster, contractor, and engineer.  More times than not, they will minimize the damage and subsequently minimize your settlement! In the unfortunate event that you find yourself in this position, we always suggest you seek consultation...

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Grass Valley, CA Forensic Team to Help in Superstorm Sandy Aftermath

Posted by on Dec 3, 2012 in Insurance Negotiations, Insurance Policy Coverage, Preparing, Settlement Improvement, Superstorm Sandy | 0 comments

On November 29, 2012, the Governor of New York, Andrew Cuomo, announced new actions to expedite Sandy-related insurance claims. One of these actions is to allow for expedited, temporary licenses to qualified out-of-state public insurance adjusting teams. The temporary licenses will increase the number of adjusters available to New York consumers to help get their claim settlements faster.  Lincoln, Long, and Roman Forensic Architecture and Engineering has been retained by a New York based company, D’Amore Adjusters, in an effort to aid victims of the Super Storm Sandy aftermath.  David...

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Inventory Your Belongings Before a Disaster

Posted by on Sep 28, 2012 in Insurance Negotiations, Preparing, Settlement Improvement | 0 comments

So it happened!  Your home was destroyed by fire and the last thing you want to deal with is your insurance claims adjuster and the debate over the loss of contents in your home.  Unfortunately, other than the obvious loss of furniture, appliances, and electronics how do you prove to your insurance company that you experienced a substantially greater loss of valuables (art, cash, heirlooms, and priceless worldly possessions) if you have no proof of their existence?  Good luck trying to convince your claims adjuster based on your solemn word!! Although initially taking an inventory of all...

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The 3 R’s of Defensible Space – Remove, Reduce and Replace

Posted by on Sep 13, 2012 in Insurance Negotiations, Preparing | 0 comments

The 3 R’s of Defensible Space – Remove, Reduce and Replace

The fire season is upon us and is expected to last well into October. For the moderate-to-high fire hazard zones, which comprise most of the state of theUnited States, steps can be taken to minimize the risk of property loss due to fire.  We suggest creating a fuel modification zone on your property, basically reducing combustible vegetation around your home which provides a “defensible space.”  This will protect your home and provide a safety zone for fire fighters. The idea is to eliminate a potential path of fuel from a wildfire to your home.  The Fire Safe Council calls this “The...

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